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No matter what your income, assets, or credit score, RefinanceOne has a loan for you.
Below we've listed the different levels of documentation and their requirements to give you a clear idea of what information you'll need to apply.

No Doc - All we need is your name and social security number. That's it!

No Income, No Asset (NINA) - We just need the name of your employer, your name and social security number and your loan application is set in motion.

Stated Income - List your income along with proof of at least 2 years work experience along with your name and social security number.

Limited Doc - Requires last 12-month bank statements, listed income, proof of at least 2 years work experience, name of employer, your name and social security number.

Full Doc - Last 2 years W-2 forms, your most recent 2 pay stubs, proof of at least 2 yrs work experience, name of employer, name & social security number.

Approval

We Match Your Needs Against 4000+ Programs
Once we've successfully received all the necessary documents from you to complete your application and received the results of an appraisal if necessary, our Loan Experts will process your application and deliver an approval with your final terms & conditions.

Closing

Close as fast as 7 days from the time you apply
We'll set up a convenient appointment to for you to sign the final mortgage paperwork, even in the comfort of your own home (*Not available in Texas)

Then you receive your Check!